Every lender's rates, checked every day
Home loans, personal and car loans, credit cards, savings accounts and term deposits from banks, credit unions and online lenders. Sorted best first, with a link straight to the lender.
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Who moved their rates
Every rate change we've seen, by lender and day. See who passes on a cash rate change, how fast, and who moves quietly in between.
| Day | Lender | Product type | Rate lines changed | Typical change |
|---|
How rates are trending
The typical (middle) rate across all lenders and the best one on offer, day by day.
Lenders
Every lender we track and what it offers today.
Pick a lender to see its products and rates.
About the data
Where the rates come from
Every rate here is the one each lender publishes for its products, read fresh every day. When a lender changes a rate, we record the day it changed, so the history builds from 6 November 2026.
Rates that are only offered after a negotiation (tailored products) are left out of the best-rate lists.
Good to know
- This is general information, not advice. It doesn't consider your situation. Check the lender's own terms before you apply.
- Home loan rates often depend on your deposit (LVR). Where a rate has a limit, we show it.
- The comparison rate includes most fees and charges, on a standard example loan.
- We're not paid by any lender to rank them. The order is simply the rate.